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The ICLG to Insurance & Reinsurance covers common issues in insurance and reinsurance laws and regulations – including regulatory authorities and procedures, (re)insurance claims, litigation – overview, litigation – procedure and arbitration.

Companies beware: new Dutch and EU transactional hurdles are coming closer. In the Netherlands, new national security investment screening rules are imminent.

Commercial leases can be long and detailed documents. Although parties typically negotiate some specific clauses, such as the lease term, the rent, the repair scheme, etc., they do not always pay enough attention to the clauses relating to insurance.

As of 1 January 2025, Dutch insurers must obtain the Dutch Central Bank’s prior consent before making any amendments to, or entering into an asset-intensive reinsurance agreement that allows the reinsurer to hold assets in a third country.

The coronavirus will impact almost all aspects of the insurance sector and will trigger many insurance policies. It is important to analyse your insurance policy terms and conditions and to determine whether and to what extent you are covered.

Do we need a revolution in competition rules to keep up with digital developments such as online platforms, data-sharing and 'killer acquisitions', or will a more natural evolution suffice?

The Dutch Authority for Consumers and Markets' (ACM) digital inspection guidelines should be on every company's reading list. However, they should not be taken too literally; at least according to the recent ruling from the Court of Appeal in The Hague.

De Afdeling bestuursrechtspraak van de Raad van State heeft in een uitspraak van 20 maart 2019 (ECLI:NL:RVS:2019:899) bevestigd dat ook WhatsApp- en sms-berichten onder de reikwijdte van de Wet openbaarheid van bestuur (Wob) vallen.

Naar het oordeel van de Kantonrechter Amsterdam zijn de maaltijdbezorgers van het digitale werkplatform Deliveroo werknemers én is Deliveroo een vervoersbedrijf waarop de cao Beroepsgoederenvervoer van toepassing is.

Online marketplaces provide sales channels not only for professional traders but also for individuals selling second-hand goods. For buyers, online advertisements do not always make it clear whether the seller is a professional trader or an individual.

Yesterday, the PSD2 implementation act was promulgated in the Dutch Government Gazette (Staatsblad). The PSD2 implementation act enters into effect on 19 February 2019. The Act and Explanatory Memorandum (both in Dutch) can be found here.

Recent kwam in de Wolters Kluwer reeks ‘Monografieën Sociaal Recht’ het boek ‘Platformisering, algoritmisering en sociale bescherming’ uit.

Back in 2014, Stephen Hawking said, "The development of full artificial intelligence could spell the end of the human race."

The ACM worries that the use of algorithms may lead to the creation of cartels, or nudge consumers towards a purchasing decision that is not in their best interest.

Steeds meer Nederlandse gemeenten maken gebruik van artificiële intelligentie (AI). In het op 2 september 2020 door de VNG uitgebrachte e-magazine ‘AI als instrument voor gemeenten’ worden verschillende nuttige toepassingen van AI omschreven.

On 24 September 2020, the European Commission (the “Commission”) adopted the Digital Finance Package (the “Package”). The aim of this initiative is to create a competitive EU financial sector that gives consumers access to innovative financial products.

On 3 July 2020, the Dutch Minister of Finance and the Secretary of State for Economic Affairs published an action plan to support the Dutch Fintech sector. 

Financial institutions may outsource critical or important functions to cloud service providers (“CSPs”). On 25 February 2019 the European Banking Authority (“EBA”) provided guidelines (the “EBA Guidelines”) laying out the framework for outsourcing arrang